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| Mortgages |
Lending in Spain
More and more clients are looking to purchase a property in Spain with the aid of a mortgage. In most cases this is an extremely beneficial thing to do as it helps in the calculation of any Inheritance Tax payment should the worst happen.
Spanish lenders historically will lend 70% of the valuation to non-Residents while others will lend 80%. Please note this lending is based on the valuation price of the property and not the agreed purchase price.
New Horizons Property have access to both UK and Spanish lenders and will be able to select the correct bank to meet the clients requirements after firstly discussing the clients case with them individually.
Lenders in Spain are now able to offer Interest Only mortgages with the term of the Interest Only ranging from 1 year up to 10 years and more. This is always an attractive proposition when taking up ownership of the property as it keeps the initial repayments down.
Please be aware that mortgages cannot be taken out on a property which has not yet been built.
If you would like to discuss the mortgage process then please contact us on Freephone 0870 306 0173 or email sales@newhorizons-property.com.
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Local 3A. Via Park III
Los Altos - 03189
Orihuela Costa, Alicante
Local 39, Central Commercial La Florida
Orihuela Costa 03189, Alicante
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low priced resale 4 bedroom 2 bath detached villa (183 m2) with garage for 205000 Euros
this is one of the best opportunities in Spain to get a huge quality detached villa with...
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Special Deal - Resale Property |
2 totally reformed rustic villas on a 900 m2 plot with private pool for only 235000 Euros
This is a beautiful country location that is 5 minutes drive from the bustling Spanish...
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